City Rescue Mission of Lansing
http://www.lcrm.org/
Since 1911, the City Rescue Mission has provided food, shelter, and clothing to Lansing's needy individuals.
(Last checked 04/16/08)

Comerica Tax Assistance Loan Fund Established
web link
Comerica Inc. said Monday that it has created a $500,000 fund to help Detroit homeowners avoid foreclosures caused by unpaid property taxes, an effort it hopes other companies will follow. The Comerica Tax Assistance Loan Fund will award zero- or low-interest loans to eligible low- and moderate-income homeowners living in parts of the city targeted for redevelopment under Mayor Kwame Kilpatrick's NEXT Detroit Neighborhood Initiative. Those areas are: East English Village, Osborn, North End, Brightmoor, 7 Mile-Livernois and Grand River-Greenfield. Source ; Katherine Yung, "Comerica fund set up to avoid foreclosures; Loans will help Detroiters pay property taxes", Detroit Free Press, February 12, 2008.
(Last checked 04/16/08)

Community Development Corporation of Warren
The Community Development Corporation of Warren is accepting applications from first-time home buyers of low to moderate income to purchase houses it is either building or rehabilitating. All of the homes have basements, three bedrooms and two-car garages. All applicants must be first time home buyers and must be able to qualify for a mortgage of at least $110,000. Applications are being accepted through March 1, 2005. For more information call 586.427.4300. Source: Detroit News, Dec. 12, 2004, pg. 5b.

Corporation for Enterprise Development
Innovations in Manufactured Homes (I'M HOME)
http://www.cfed.org/focus.m?parentid=314&siteid=317&id=324
CFED is soliciting proposals that address barriers to asset-building in the manufactured housing (MH) sector. Successful organizations will receive either implementation grants of up to $150,000 or catalyst grants of up to $50,000 to leverage additional outside funds and to directly support efforts to improve the ability of low- and moderate-income families to build wealth and attain greater financial security through ownership of manufactured homes.
(Last checked 04/16/08)

Detroit Community Development Corporations
http://www.lisc.org/detroit/partners/corporations_4044.shtml
Current cdcs include: Central Detroit Christian Community Development Corporation, Church of the Messiah Housing Corporation, Core City Neighborhoods, Bagley Housing Association, Detroit Catholic Pastoral Alliance, Jefferson Avenue Housing Association, Mexicantown Community Development Corporation, Grandmont Rosedale Development Corporation, Greater Corktown Development Corporation, New Hope Non-profit Housing, Northern Area Association, NorthStar Community Development Corporation, Northwest Detroit Neighborhood Development Inc., Prevailing Community Development Corporation, Sacred Heart/St. Elizabeth, Southwest Detroit Business Association, Southwest Non-profit Housing Corporation, U-SNAP-BAC, V.I.S.I.O.N., Inc., Vanguard Community Development Corporation, Warren Conner Development Coalition, West Detroit Interfaith Community Organization.
(Last checked 04/16/08)

Detroit Living Cities Investments
http://www.livingcities.org/2006%20Files/2006_cities_detroit.htm
From 1991 to 2006, Living Cities provided morethan $7.7 million in loans and grants to Detroit CDCs through LISC. These funds helped the CDCs produce 3,224 housing units. With capacity building support from Living Cities, the CDCs attracted funds from many sources, public and private, for a total real estate development budget of $315 million (more than 36 times the amount provided by Living Cities).
(Last checked 04/16/08)

Down-Payment Charities Are a Mixed Bag
http://www.bankrate.com/brm/news/real-estate/down-pay-charities1.asp
A new breed of charity gives money to home buyers for down payments. But the grants drive up house prices for the people they are designed to help, and the resulting mortgages could be riskier -- with taxpayers paying the bills if too many loans go bad.
Down-payment assistance charities enable people to buy houses without putting their own money down, even when down payments are required. The organizations owe their existence to a loophole in a federal housing regulation that prohibits a seller from directly giving a buyer the money to make a down payment. Courtesy of Holden Lewis, Bankrate.com.
Examples: AmeriDream Inc., Partners in Charity.
(Last checked 04/16/08)

East Lansing
Homeownership Opportunity Assistance Program (HOAP)
Up to $25,000 in a no interest loan, half of which may be forgiven in time, is available to low- and moderate-income people who want to buy a home in East Lansing. Homes purchased under the program may not be rented, must remain owner-occupied, and must meet city code requirements. Maximum income to be eligible: $50,900 for a family of four. Target neighborhoods: Bailey, Central, Red Cedar, Southeast Marble. For more information, contact Program Coordinator Ruth Geller, 974-5433. Source: Lansing State Journal, July 14, 2003, p.3B.

Enterprise Green Communities Grants and Loans
http://www.greencommunitiesonline.org/
Enterprise offers a comprehensive array of funding options for interested developers, including:
(1) Enterprise offers Planning and Construction and Charrette grants to help cover the costs of planning and implementing green components of affordable housing developments, as well as tracking their costs and benefits.
(2)Early Predevelopment, Predevelopment, Acquisition, and Construction Loans to support the development of affordable rental and homeownership housing that adheres to Green Communities Criteria.
(3) Competitively priced Low-Income Housing Tax Credit (LIHTC) equity to nonprofit and for-profit developers for new construction and/or rehabilitation of affordable rental housing that generally adheres to the Green Communities Criteria.
(Last checked 04/16/08)

Enterprize Zones/Enterprise Communities (EZ/EC)
http://www.ezec.gov/
Provides information on the federal EZ/EC program as well as information on projects grantees. Sponsored by USDA and HUD. Includes recent grant opportunities in the areas of housing, public safety, jobs/job training, technology, research and development, education, youth, health, and environment.
(Last checked 04/16/08)

Federal Funding Opportunities for Housing Posted on Grants.gov
http://grants.gov/search/search.do?mode=CATSEARCH&fundActivity=HO
Lists some of the most recent housing grant programs available. Select housing as funding activity category.
(Last checked 04/16/08)

Federal Rent Assistance
http://www.hud.gov/renting/index.cfm
Describes assistance programs sponsored by the U.S. Department of Housing and Urban Development.
(Last checked 04/16/08)

FreddieMac Foundation
http://www.freddiemacfoundation.org/
Will continue to support programs that focus on the important work of preventing child abuse and neglect and finding permanent homes for children in foster care. In the future, we will expand our historical support of children and their families during the early stages of a child’s life to include children from birth to 18 years of age. In addition to supporting youth as they transition to adulthood, a special emphasis will be placed on programs that help young people aging out of foster care obtain stable housing and successfully move to independence.
(Last checked 04/16/08)

Grand Rapids Community Development Department
Neighborhood Investment Plan
http://www.ci.grand-rapids.mi.us/index.pl?page_id=3158
The Community Development Department administers the following federally-funded grant programs:
(1) Community Development Block Grant Program (CDBG)
(2) HOME Investment Partnerships Program (HOME)
(3) Justice Assistance Grant Program (JAG)
(4) Emergency Shelter Grants Program (ESG)
(Last checked 04/16/08)

Grand Rapids Housing Commission
http://www.grhousing.org/
Located in Grand Rapids, Michigan, the Grand Rapids Housing Commission is the local public housing agency charged with developing and implementing programs that provide affordable, safe, quality housing to eligible low-income residents.
(Last checked 04/16/08)

Grants.gov : Current Federal Funding Opportunities for Housing
http://grants.gov/search/search.do?mode=CATSEARCH&fundActivity=HO
Lists some of the most recently announced housing grants from the federal government. Select housing as funding activity category.
(Last checked 04/16/08)

Greater Lansing Housing Coalition
http://www.glhc.org/index.html
The mission of the Greater Lansing Housing Coalition (GLHC), a private non-profit 501©(iii) community development corporation, is to provide affordable housing to people of modest means and help revitalize neighborhoods. Since 1995 GLHC has acquired, rehabilitated and sold more than 90 single-family homes; acquired, restored and rented 211 apartments; and assisted 165 families in purchasing their first home. Each product is high quality, affordable and available to people of modest means.
(Last checked 04/16/08)

Guide for Developing Housing for Ex-Offenders
http://www.ojp.usdoj.gov/ccdo/pub/pdf/NCJ203374.pdf
The Office of Justice Programs organized a focus group of corrections and housing officials to identify innovative ways to provide housing for ex-offenders. The result is a 36 page Guide for Developing Housing for Ex-Offenders" (NCJ 203374), which was published in May, 2004. The document describes the problem, covers key issues jurisdictions will face in developing solutions, gives tips on program design, operation and funding, and provides case studies of programs deemed to be successful models.
(Last checked 04/16/08)

Habitat for Humanity Michigan
http://www.habitatmichigan.org/
Habitat for Humanity of Michigan (HFHM) is a statewide nonprofit organization that provides support to the 84 Michigan affiiates of Habitat for Humanity International through training, consulting, and fundraising. Local Habitat affiliates build homes in partnership with the future homeowner and community members in their area. Financial support comes from businesses, churches, organizations, individuals, and non-governmental grants. HFHM helps supplement affiliates through statewide fund raising efforts. Houses are sold at no profit and no interest charged. Monthly mortgage payments are put into a revolving fund to finance additional houses.
(Last checked 04/16/08)

Home and Building Association Foundation of Greater Grand Rapids
The HBA Foundation has been committed since 1989 to awarding annual grants to established community service programs involved in special needs housing. To date the HBA Foundation has given out over $167,000 in assistance to these community programs. Over and above the annual grants, the following are some of the projects the Foundation has supported:
(1) Ronald McDonald House
(2) Hope Community's 24 units of housing and a service center as transitional housing for women and children
(3) KIDSFIRST (emergency shelter for children)
(4) Grand Rapids Reach, Inc. at Messiah Missionary Baptist Church
(5) Home Repair Services of Kent County, for Community Repair Day
(6) Habitat for Humanity
(7) Michigan Technical Education Center
(8) Volunteers in Service
(9) Christian Homes, a ministry of Hope Network West Michigan
(10) Mercy Respite Center of Arbor Circle
(11) Westown Jubilee Housing, Inc.
(12) Thresholds, Inc.
The Foundation supports both established and new community service programs whose mission and purpose fall within the Foundation's mission. The Grants and Community Projects Committee reviews all requests. Their recommendations for funding are then brought to the Foundation Board of Directors for approval. Deadlines for grant proposals are March 7 and October 31. Grant applications are available by calling the Foundation office at (616) 281-2021, ext. 231.

Home Depot Foundation
http://www.homedepotfoundation.org/
The Home Depot Foundation invests in nonprofit organizations throughout the United States and Canada that have demonstrated success within one of the grant-making initiatives of the Foundation. Through our investments, we support organizations and programs that work to:

Home Repair Services of Kent County
http://homerepairservices.org/
This non-profit offers a variety of services to low-income homeowners of Kent County.
(Last checked 04/16/08)

Homebuyer Funds
http://www.homebuyerfunds.com/
Provides a complimentary Funds Finder Tool which supposedly indexes thousands of housing assistance programs offered by the government, non-profit agencies & private organizations. The search tool requires one to designate the state, county, and city. These range from free grants to 0% interest loans for purchases and repairs.
(Last checked 04/16/08)

HOPE Awards
http://hopeawards.org/HopeAwrd.nsf/pages/categories?OpenDocument
Deadline: Dec. 1
Organizations and individuals making outstanding contributions to promote minority home ownership are invited to submit applications for the 2005 HOPE (Home Ownership Participation for Everyone) Awards. Each of the award winners in as many as seven categories will receive a $10,000 honorarium and national recognition for their contributions to removing barriers to minority home ownership. Winners will also be given the opportunity to discuss their work and share their experiences with housing policy makers at a symposium at the National Press Club. Up to seven awards will be made in the categories of education, finance, project of the year, brokerage, public policy, media and HOPE leadership.
(Last checked 04/16/08)

Housing Action Resource Trust (HART)
http://www.hartprogram.com
A California 501c3 non-profit housing and community development organization located in the City of Rancho Cucamonga, California. Assists prospective homebuyers nationally who qualify for a first mortgage loan, but require down payment and closing costs necessary in purchasing homes. They charge a fee for their service.
(Last checked 04/16/08)

Housing Assistance Council Development Loan Fund
http://216.92.48.246/about.php
The Housing Assistance Council operates one of the oldest community development loan funds in the country. HAC provides low-interest loans to finance affordable and mixed-income housing projects in rural communities nationwide. Loans are available to support projects at all stages in the development process, from predevelopment through construction. Financing is available for single- and multi-family housing, with various forms of ownership (including cooperatives and condominiums) and using traditional and alternative models of land tenure (including land held in trust).
(Last checked 04/16/08)

Housing Grants Available through the State of Michigan, try the Michigan Electronic Grants Administration and Management System Portal (EGrAMS).

Housing Grants Available from the U.S. Government
Posted in the Catalog of Federal Domestic Assistance
http://12.46.245.173/pls/portal30/SYSTEM.FUNCTIONAL_AREA_RPT1.show
Click on housing. Subcategories include: Property and Mortgage Insurance, Homebuying, Homeownership, Home Improvement, Cooperatives, Rental, Rural Housing, Multifamily, Experimental and Development Projects, Indian Housing, Construction Rehabilitation, Planning, Land Acquisition, and Site Preparation for Housing.
(Last checked 04/16/08)

Housing Grants/Programs Available from the U.S. Government
Posted on Grants.gov
http://grants.gov/search/search.do?mode=CATSEARCH&fundActivity=HO
Some of the most current grant opportunities posted by the federal government. Select housing as funding activity category.
(Last checked 04/16/08)

Housing Opportunities for Persons with AIDS (CFDA 14.241)
http://www.hud.gov/offices/cpd/aidshousing/
http://12.46.245.173/pls/portal30/CATALOG.FIND_ASSISTANCE_PROGRAM_DYN.show
Note: Click on Search by Program Number and enter 14.241
This program provides States and localities with the resources and incentives to devise long-term comprehensive strategies for meeting the housing needs of persons with AIDS or related diseases and their families.
(Last checked 04/16/08)

HUD 203(k) Loan Program
http://usgovinfo.about.com/cs/consumer/a/fixeruppers.htm
You want to buy a house that needs repairs -- a "fixer-upper." Unfortunately, you cannot borrow the money to buy the house, because the bank won't make the loan until the repairs are done, and the repairs cannot be done until the house has been purchased. Can you say "Catch-22?" Don't give up. The Department of Housing and Urban Development (HUD) has a loan program that might just get you that house. HUD's 203(k) program can help you with this quagmire and allow you to purchase or refinance a property plus include in the loan the cost of making the repairs and improvements. The FHA insured 203(k) loan is provided through approved mortgage lenders nationwide. It is available to persons wanting to occupy the home. The downpayment requirement for an owner-occupant (or a nonprofit organization or government agency) is approximately 3 percent of the acquisition and repair costs of the property.
(Last checked 04/16/08)

HUD Homes and Communities
Resources for Individuals
http://www.hud.gov/offices/adm/grants/grantsrsrc.cfm
While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available. There are some things you should know about government funding of a new home:
(1) The federal government does not give housing grants directly to individuals. The funds are given to states and certain municipalities, who in turn, distribute the funds to residents.
(2) No grant will cover 100% of the cost of a house.
(3) The government will not give a grant to anyone who cannot use it toward a mortgage; therefore, qualification for a mortgage is necessary.
(4) Any program the federal government has to assist first-time buyers in a home purchase will require that you attend a HUD approved Housing Counseling class. They help people get their finances organized so they will qualify for a mortgage.
(Last checked 04/16/08)

HUD Section 811 Supportive Housing for Persons with Disabilities (CFDA 14.181)
http://www.hud.gov/offices/hsg/mfh/progdesc/disab811.cfm
http://12.46.245.173/pls/portal30/CATALOG.FIND_ASSISTANCE_PROGRAM_DYN.show
Note: Click on Search by Program Number and enter 14.181
HUD provides funding to nonprofit organizations to develop rental housing with the availability of supportive services for very low-income adults with disabilities, and provides rent subsidies for the projects to help make them affordable. Want More Information? Program instructions are in HUD Handbooks, Notices and Forms which can be found on HUDclips. Prospective applicants should contact the local HUD Multifamily Hub or Program Center with jurisdiction for the property.
(Last checked 04/16/08)

Human Development Commission (Caro, MI)
http://www.hdc-caro.org/
Provides housing rehabilitation services to bring houses up to MSHDA housing quality standards, including repair/replacement of furnaces, roofs, and other items. Applicants must be a resident of Huron, Sanilac, or Tuscola counties.
In conjunction with local lenders, low interest (1 to 10 percent) loans up to $15,000 are available to bring homes up to MSHDA standards, including furnaces, insulation, painting, siding, roofing, and other repairs/renovations. Applicants must be purchasing or already own their home and be able to show that it is at least 20 years old and have a household income under $43,575.
Also provides home weatherization assistance.
(Last checked 04/16/08)

Ingham County Housing Commission
http://www.ingham.org/News%20and%20Issues/homeimprovementloans.htm
If your adjusted annual income is $63,450 or less, based on the number of persons in your family, you may qualify for a low (or no) interest home improvement loan. The Ingham County Housing Commission has funds from the Michigan State Housing Development Authority (MSHDA) and local lending institutions to rehabilitate owner-occupied homes in Ingham County (excluding Lansing and East Lansing). MSHDA loans are low or no interest based on income and family size. Eligible Items include:
(1) repairing or replacing the roof
(2) installing insulation
(3) replacement of furnace
(4) installation of new windows or doors
(5) painting or siding of exterior of home
(6) and many more.
For more information, call 517-349-1643 between 8:30 til noon or between 1 and 4:30 p.m. weekdays. The Ingham County Housing Commission is located at 3882 Dobie Road, Okemos, MI 48864.
(Last checked 04/16/08)

Ingham County Rebuilding Together
http://www.rebuildingtogetheringhamcounty.org/
Volunteer program select projects to work on to help low-income elderly or disabled homeowners with home repair and rehabilitation projects. (Last checked 04/16/08)

Jackson Affordable Housing Corporation
http://www.jacksonaffordablehousing.org/about.htm
JAHC was established in 1990 for the purpose of combining and coordinating available resources to provide affordable acquisition and rehabilitation financing for low to moderate-income families in the City of Jackson, Michigan.
(Last checked 04/16/08)

Lansing Community College Offering Housing Grants
Lansing Community College has announced a home ownership program designed to help employees live closer to the college's downtown campus. $5000 grants will be available for use as down payments for homes. Any full- or part-time employee with more than three years service is eligible. For every year of residence, $1000 of the loan will be forgiven. In addition, the city of Lansing offers $150,000 worth of funding each year to firefighters, police officers, and clerical staff who move into city homes. The Board of Power and Light, Sparrow Hospital, and Ingham Regional Medical Center also provide home ownership assistance. Source: Lansing State Journal, September 13, 2000, p. 1B.

Lansing Neighborhood Housing Corporation
Mailing address: 124 Allegan St., Lansing, MI 48933-1707
Telephone: (800) 732-1605
According to FC Search, the funding database of the Foundation Center, this independent foundation provides funding for renovations of single-family dwellings by approved housing developers in the city of Lansing, Michigan. For more information, send the foundation a letter summarizing your proposal. IRS returns listing grant recipinets for 1998-2002 are available via Guidestar.
(Last checked 04/16/08)

Lansing’s Old Town Commercial Association
http://www.oldtownmainstreet.org/membership.cfm
Telephone: 485-4283
Offers grants of up to $3500 to property owners and businesses to improve or maintain building facades. Grants must be matched by applicant, and the structures must be within the association’s boundaries. Applications will be reviewed by the Association’s Design Committee. Source : Lansing State Journal, January 28, 2005, p.8D.
(Last checked 04/16/08)

Lesko's Housing Help (Matthew)
http://www.lesko.com/help/HousingHelp.htm
Money, information and services to find, buy, or fix-up a home.
(Last checked 04/16/08)

Living Cities : National Community Development Initiative
http://www.livingcities.org/2006%20Files/2006_cities.htm
Focuses funding efforts in major metropolitan areas such as Detroit.
(Last checked 04/16/08)

Matthew Lesko, see Lesko

Michigan Capital Fund for Housing Non-Profit Housing Corporation
Mailing address: 530 W. Iona St., Ste. F, Lansing, MI 48933-1062
This operating foundation provides funding for quality, affordable housing for the poor and underprivileged, the promotion of efforts to facilitate self-sufficiency and upward mobility of very-low and low-income households, and the preservation of social welfare through efforts to facilitate the construction and development of housing for very low-, low- and moderate-income households in a manner directed to eliminate prejudice and discrimination, lessen neighborhood tensions, and combat the deterioration of communities throughout MI. According to FC Search, the funding database by the Foundation Center, this operating foundation does not accept applications nor respond to requests by individuals. For more information, visit Guidestar.
(Last checked 04/16/08)

Michigan Home Ownership Assistance Programs
http://www.hud.gov/local/mi/homeownership/buyingprgms.cfm
Last revised Jan. 1, 2005. Includes information about programs in Detroit, Eastpointe, Grand Rapids, Jackson, Lincoln Park, Midland, Warren, Westland, and Wyandotte.
(Last checked 04/16/08)

Michigan Home Ownership Coalition
http://www.hud.gov/local/mi/homeownership/mihoc.cfm
This organization is a "collaboration and innovation to assist individuals with disabilities and their families to become homeowners". This Michigan Home Ownership Coalition offers the HomeChoice Mortgage and down payment assistance through the Michigan State Housing Development Authority (MSHDA). This mortgage product is for a person with a disability or a family with a member with a disability who lives with them and provides them the opportunity to become a homeowner. The HomeChoice Mortgage is a single-family mortgage loan developed to meet the mortgage underwriting needs of low- and moderate-income people and offered through Fannie Mae.
(Last checked 04/16/08)

Michigan Individual Development Accounts
http://www.cmif.org/IDA/IDAHome.htm
CMF's Michigan IDA Partnership (MIDAP) has helped 788 participants reach their savings goals, complete financial management courses, and purchase their chosen asset to help them become more economically stable and self-sufficient, including 541 home purchases, 141 post-secondary education uses, and 106 micro-enterprise start-ups or expansions. These 788 participants combined have saved $762,422 and received match funds of $2,219,499. New mortgages for the 541 homes exceed $47 million. Figures accurate as of May 2, 2006.
(Last checked 04/16/08)

Michigan Interfaith Trust Fund
http://www.interfaithtrust.org/
We are proud to introduce the Michigan Interfaith Trust Fund -— the result of a merger between the Michigan Housing Trust Fund and the Michigan McGehee Interfaith Loan Fund. Both organizations joined this unique partnership following long individual histories of working to improve communities throughout Michigan with economic justice as a primary focus.
The Michigan Interfaith Trust Fund lends primarily to non-profit 501(c)(3) or 501(c)(4) organizations such as housing development corporations, cooperatives, land trusts, community development corporations, faith-based institutions, labor unions, credit unions, and social service agencies with a stated mission of creating affordable housing. For-profit entities and local units of government may also be eligible.
(Last checked 04/16/08)

Michigan Property Home Improvement Loans
http://www.michigan.gov/mshda/0,1607,7-141-5505-31808--,00.html
The Property Improvement Program (PIP) Section of the Michigan State Housing Development Authority (MSHDA) was established to provide decent, sound, safe, and sanitary housing for eligible residents of the State of Michigan. To that end, PIP is authorized to provide funds for the repair, improvement, and rehabilitation of existing housing under the following programs:
(1) Residential Properties with 1 to 11 Units: Individuals may apply directly to a participating lender (bank, savings and loan, etc.) located in their community or to a participating local unit of government or nonprofit organization (the "Community Agent"). After preliminary local approval, the loan package is sent to MSHDA for final approval and commitment. PIP loans are available in most areas of the state.
(2) Replacement Housing Program (RHP): The Replacement Housing Program (RHP) allows eligible homeowners to replace substandard housing with new units (generally manufactured. RHP is available only through participating Community Agents.
(Last checked 04/16/08)

Michigan State Housing Development Authority
http://www.michigan.gov/mshda/
(Last checked 04/16/08)

Michigan State Housing Development Authority
Down Payment Assistance
http://www.michigan.gov/mshda/0,1607,7-141-45866_45870-172114--,00.html
(Last checked 04/16/08)

Michigan State Housing Development Authority
Home Improvement Loan Program
http://www.michigan.gov/mshda/0,1607,7-141-49317_49318-187338--,00.html
You may qualify for a Home Improvement Loan if:
(1) You are buying your home or own it free and clear. You must also occupy the house that will be improved or one of the units if the property has two to four apartments.
(2) Your gross annual household income from all adult household members is under $74,750,700 (or $60,500 in certain cities).
(3) You have reasonable credit and the ability to repay the loan.
(Last checked 04/16/08)

Michigan State Housing Development Authority
Homeless Program Funding
http://www.michigan.gov/mshda/0,1607,7-141-5515_15273---,00.html
Contains links to:
(1)Critical Needs grants are utilized to provide funding for the one-time, critical and immediate need of shelter or transitional housing . . .
(2) Agencies serving homeless popuations may apply for Homeless Facilities Grants...
(Last checked 04/16/08)

Michigan State Housing Development Authority
Save the Dream Program
http://www.michigan.gov/mshda/0,1607,7-141-45866_47905-177801--,00.html
MSHDA's Save the Dream Campaign includes helpful information on our Web site that assists homeowners who are experiencing financial difficulties or facing foreclosure, our statewide network of homeownership counselors, a second mortgage program to assist current MSHDA borrowers, and a new refinance program available to eligible homeowners.
If you are having financial problems, don’t risk losing your home - there are options available. The Save the Dream toll-free number is 866-946-7432. Operated by the Michigan State Housing Development Authority (MSHDA), the hotline directs homeowners to a homeownership counselor in their county who specializes in foreclosure prevention.
(Last checked 04/16/08)

Mortgage Insurance - Combination and Manufactured Home Lot Loans Program (CFDA 14.162)
http://www.hud.gov/offices/hsg/sfh/title/manuf14.cfm
http://12.46.245.173/pls/portal30/CATALOG.FIND_ASSISTANCE_PROGRAM_DYN.show
Note: Click on Search by Program Number and enter 14.162
This program makes possible reasonable financing for the purchase of a manufactured home and a lot on which to place the home. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.
(Last checked 04/16/08)

Mortgage Insurance - Housing In Older, Declining Areas (CFDA 14.123)
http://12.46.245.173/pls/portal30/CATALOG.FIND_ASSISTANCE_PROGRAM_DYN.show
Note: Click on Search by Program Number and enter 14.123
This program helps in the purchase or rehabilitation of housing in older, declining urban areas. Contact your local office of the U.S. Department of Housing and Urban Development.
(Last checked 04/16/08)

Officer Next Door Sales Program (CFDA 14.198)
http://12.46.245.173/pls/portal30/CATALOG.FIND_ASSISTANCE_PROGRAM_DYN.show
Note: Click on Search by Program Number and enter 14.198
This program strengthens America's communities by providing homeownership opportunities to law enforcement officers in HUD- designated revitalization areas, and to improve the quality of life in these neighborhoods by their presence. Law enforcement officers may purchase HUD-owned single unit properties located in designated revitalization areas at a 50 percent discount off list price. Officers must agree to occupy homes as their sole residence for a period of 3 years. The officer must also agree to execute a second mortgage and note in the name of the Department for an amount equal to the 50 percent discount. This zero interest note will gradually decrease over the 3-year mandatory residence period until it reaches zero. Should the officer leave the home before the 1st anniversary of occupancy, 90 percent of the discounted amount will be due to HUD. Departure before the 2nd anniversary of occupancy will require a 60 percent repayment, and departure before the 3rd anniversary of occupancy will require a 30 percent repayment of the discounted amount. Officers must certify initially, and once annually, for each year of the occupancy term, that he/she continues to own and live in the home as a sole residence, and that no other residential real estate is owned. Contact your local office of the U.S. Department of Housing and Urban Development.
(Last checked 04/16/08)

Partners in Charity
http://www.mortgagepages.com/pic/
PIC is a non-profit organization dedicated to helping you become a homeowner. Our mission is to gift downpayments to qualified buyers and help the community as a result. PIC provides a downpayment with no repayment and no second mortgage or lien of any type. It is a true gift to you!
(Last checked 04/16/08)

Rebuilding Together
http://www.rebuildingtogether.org/
A non-profit organization theat repairs homes owned by low income senior citizens and/or low income disabled persons. Locally volunteers have helped repair 251 homes and assisted senior and disabled homeowners to live in safety, warmth and dignity. Sponsors Christmas in April, an annual volunteer workday. For more information about the program in Ingham County, call (517) 244-1118.
(Last checked 04/16/08)

Rural Assistance Center
Housing and Homeless Funding
http://www.raconline.org/info_guides/housing/
(Last checked 04/16/08)

Rural Development Online
Rural Housing Service
http://www.rurdev.usda.gov/mi/
The Single-Family Housing Program provides homeownership opportunities to low and moderate-income rural Americans through several loan, grant, and guarantee programs. The program also makes funding available to individuals to finance vital improvements necessary to make their homes look decent, safe, and sanitary.
(Last checked 04/16/08)

Rural Housing Preservation Grants Program (CFDA 10.433)
http://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=10.433
This program helps very low- and low-income rural residents individual homeowners, rental property owners (single/multi-unit) or by providing the consumer cooperative housing projects (co-ops) the necessary assistance to repair or rehabilitate their dwellings. These objectives will be accomplished through the establishment of repair/rehabilitation, projects run by eligible applicants. This program is intended to make use of and leverage any other available housing programs which provide resources to very low and low-income rural residents to bring their dwellings up to development standards. Contact your local office of the U.S. Department of Agriculture Rural Housing Service.
(Last checked 04/16/08)

Self-Help Homeownership Opportunity Program (SHOP)
http://12.46.245.173/pls/portal30/CATALOG.FIND_ASSISTANCE_PROGRAM_DYN.show
Choose program number or keyword and type in 14.247. To facilitate and encourage innovative homeownership opportunities through the provision of self-help housing where the homebuyer contributes a significant amount of sweat equity toward the construction of the dwellings.
(Last checked 04/16/08)

Teacher Next Door Initiative (CFDA 14.310)
http://12.46.245.173/pls/portal30/CATALOG.FIND_ASSISTANCE_PROGRAM_DYN.show
Note: Click on Search by Program Number and enter 14.310
This program is designed to strengthen America's communities by encouraging public and private school teachers to live in low and moderate income neighborhoods. Teachers (State-certified in grades Kindergarten through 12th grade) may purchase HUD-owned single unit properties located in designated revitalization areas at a 50 percent discount off list price. Teachers must agree to occupy homes as their sole residence for a period of 3 years. The teacher must also agree to execute a second mortgage and note in the name of the Department for an amount equal to the 50 percent discount. This zero interest note will gradually decrease over the 3-year mandatory residence period until it reaches zero. Should the teacher leave the home before the 1st anniversary of occupancy, 90 percent of the discounted amount will be due to HUD. Departure before the 2nd anniversary of occupancy will require a 60 percent repayment, and departure before the 3rd anniversary of occupancy will require a 30 percent repayment of the discounted amount.
(Last checked 04/16/08)

Top 50 U.S. Foundations Awarding Grants for Housing and Shelter:
1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006
Source: FC Stats from the Foundation Center.
(Last checked 04/16/08)

Tri-County Office on Aging
Housing Programs and Services
http://www.tcoa.org/programs/housing.html
Describes:

U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Affordable Housing
http://www.hud.gov/offices/cpd/affordablehousing/index.cfm
http://www.hud.gov/offices/cpd/affordablehousing/programs/index.cfm
(Last checked 04/16/08)

University Cultural Center Association
Greater Detroit Housing Development Incentive Programs
http://www.detroitmidtown.com/05/
Includes: (1) Historic Preservation Tax Credits
(2) Home Funds
(3) Woodward Corridor Development Fund
(4) Neighborhood Enterprise Zone
(5) Wayne County Urban Loan Fund
(6) U.S. Small Business Administration
(7) Michigan State Housing Development Authority
(8) Fannie Mae
(9) Historic Brush Park Facade Easement Program
(10) Detroit Empowerment Zone
(11) Wayne State University Center for Urban Affairs
(12) Michigan Capital Fund for Housing
(13) Michigan Housing Trust Fund
(14) Real Estate Assistance Fund
(15) Detroit Investment Fund
(16) AFL-CIO Housing Housing Investment Trust Fund
(17) Obsolete Property Tax Abatement
(18) City of Detroit Brownfield Redevelopment Authority
(19) Investment Tax Credits
(20) Detroit Community Loan Fund
(21) Detroit Entrepreneurial Institute
(22) Michigan Small Business Development and Technology Center
(23) Michigan McGehee Interfaith Loan Fund
(24) Detroit LISC
(25) Shorebank Enterprise
(26) National City's Nchamp Mortgage
(Last checked 04/16/08)

Very Low Income Housing Loans Program (CFDA 10.410)
http://12.46.245.173/pls/portal30/CATALOG.FIND_ASSISTANCE_PROGRAM_DYN.show
Note: Click on Search by Program Number and enter 10.410
This program helps very low, low-income, and moderate-income households to obtain modest, decent, safe, and sanitary housing for use as a permanent residence in rural areas. Direct and guaranteed loans may be used to buy, build, or improve the applicant's permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain other requirements. Under very limited circumstances, homes may be re-financed with direct loans. Dwellings financed must be modest, decent, safe, and sanitary. The value of a home financed with a direct loan may not exceed the area limit. Direct loans are made at the interest rate specified in RD Instruction 440.1, Exhibit B (available in any Rural Development local office), and are repaid over 33 years or 38 years for applicants whose adjusted annual income does not exceed 60 percent of the area median income, if necessary to show repayment ability. Payment assistance is granted on direct loans to reduce the installment to an effective interest rate as low as one percent, depending on adjusted family income. Payment assistance is subject to recapture by the government when the customer no longer resides in the dwelling. There is no funding provided for deferred mortgage authority or loans for deferred mortgage assumptions. Guaranteed loans may be made to refinance either existing RHS Guaranteed Housing loans or RHS Section 502 Direct Housing loans. Guaranteed loans are amortized over 30 years. The interest rate is negotiated with the lender. Contact your local office of the U.S. Department of Agriculture Rural Housing Service.
(Last checked 04/16/08)

Veterans Home Loan Guaranty Services
http://www.homeloans.va.gov/
(Last checked 04/16/08)

The books mentioned on this page are available for public use in the Michigan State University Libraries. If you are unable to visit our library, consider visiting a Foundation Center Cooperating Collection in your home state or a local public library in your home town. If the books are not available there, ask about interlibrary loan or visit a local bookstore to find out whether they can be purchased.

Grants for Community Development, Housing, and Employment. Foundation Center. New York, N.Y. : Foundation Center, annual from 1984 on. Reference Funding Center HN49 .C6 G7
Title varies. Covers grants to nonprofit organizations in the U.S. and abroad for programs including : community improvement, economic development, business services, community funds and federated giving programs, community service clubs, housing, and employment.
Also listed under Business and Economic Development.

Guide to Federal Funding for Housing and Homeless Programs. Arlington, Va. : Government Information Serbvices, 1994. 2nd edition, looseleaf notebook. Main Library Reference (1 East) Funding Center HD7288.78 .U5 G84 1994
Describes over 120 federal programs which offer financial assistance to state and local governments, Indian tribes, and nonprofit organizations for housing and services for the homeless.
Also listed under Government Funding and Homeless.

WWW http://www.lib.msu.edu/harris23/grants/

Assistance Requested Thanks for visiting The Grants and Related Resources Home Page. This site is continuously updated and expanded, so check back soon for the latest changes. If you notice an error on this page or want to suggest an addition, please send an e-mail to: Jon Harrison

This page has been visited times since June 1, 1996.